The Right Capital for Your Investment Needs
Whatever your building project, Aureus is here to help you turn your vision into a reality. With a depth of lending expertise and a strong national reach, we are able to provide professional real estate investors with customized, low-risk solutions at competitive interest rates. Not sure where to start or how best to meet your financing goals? Contact us today. We’ll take it from there.
BRIDGE LOANS
If you’re looking for quick and hassle-free access to capital to purchase or refinance properties, talk to us about whether a bridge loan may be right for you.
BRIDGE AND LOANS: AT A GLANCE
Purpose: Purchase or refinance + construction
Term Length: Short term: 6–36 months
Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV
Loan Size: $50K–$15M
Interest Rate: 7%–12%
No prepayment penalties. Interest reserves depending on qualification.
FIX AND FLIP
Are you looking to rehab and resell a home? Our short-term fix and flip loans allow you to close quickly so you can undertake renovations promptly.
FIX AND FLIP: AT A GLANCE
Purpose: Purchase or refinance + construction
Term Length: Short term: 6–36 months
Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV
Loan Size: $50K–$15M
Interest Rate: 6.99%-9.99%
No prepayment penalties. Interest reserves depending on qualification.
CASH-OUT REFINANCE
If you’re looking for liquidity to purchase another project, finish an existing project, or leverage equity in stabilized properties, talk to us about a cash-out refinance.
CASH-OUT REFINANCING: AT A GLANCE
Purpose: Refinance or refinance + rehab
Term Length: Short term or long term: 6 months to 30 years
Leverage: Up to 80% LTV
Loan Size: $50K-$15M
Interest Rate: 6.99%-9.99%
No prepayment penalties. Interest reserves depending on qualification.
BUILD-TO-RENT LOANS
Considering building single- or multiple-property homes (including subdivisions) specifically for renting to tenants? Talk to us about how we can customize a build-to-rent loan for you.
BUILD-TO-RENT LOANS : AT A GLANCE
Purpose: Ground-up construction of residential assets
Term Length: 6–24 months
Leverage: Up to 90% LTC; up to 75% ARV
Loan Size: $100K–$15M
Interest Rate: 6.99%-9.99%
No prepayment penalties. Interest reserves depending on qualification.
GROUND-UP CONSTRUCTION
Our ground-up construction loans can be used to cover the cost of new construction, spec homes, or the addition of square footage or structures to an existing home or property.
GROUND-UP CONSTRUCTION: AT A GLANCE
Purpose: Lot purchase and build new or purchase; tear down and build new
Term Length: Short term: 6–24 months
Leverage: Up to 75% of purchase on entitled land; up to 90% LTC; up to 75% ARV
Loan Size: $100K–$15M
Interest Rate: 6.99%-9.99%
No prepayment penalties. Interest reserves depending on qualification.
ACCESSORY DWELLING UNIT (ADU)
We offer loans that allow you to add a detached living area—such as a garage apartment or guest house—to a dwelling, to maximize the income value of a property.
ADU: AT A GLANCE
Purpose: Purchase or refinance + construction
Term Length: 6-12 months
Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV
Interest Rate: 6.99%-9.99%
No prepayment penalties. Interest reserves depending on qualification.
30-YEAR RENTAL
Obtain long-term financing for an income property, allowing you to maximize cash flow or secure your investment portfolio in line with your long-term goals.
30-YEAR RENTAL (INTEREST ONLY): AT A GLANCE
Purpose: Purchase, refinance, or refinance with cash out
Term Length: 5/7/10 Year ARM with 30-year term
Leverage: Up to 80% LTV
Loan Size: $75K-$25M
Interest Rate: 3.99%-5.99%
Pre-payment penalty – based on loan product
30-YEAR RENTAL (FULLY AMORTIZED): AT A GLANCE
Purpose: Purchase, refinance, or refinance with cash out
Term Length: 30-year fixed rate and term
Leverage: Up to 80% LTV
Loan Size: $75K-$25M
Pre-payment penalty – based on loan product
MULTI-FAMILY
Looking to develop or rehab a multi-family property? Talk to us about our short-term and long-term financing options.
MULT-FAMILY: AT A GLANCE
Purpose: Purchase or refinance + construction/rehab, refinance, or refinance with cash out
Term Length: Short term or long term: 6 months to 30 years
Leverage: Up to 80% LTV
Loan Size: $75K-$25M
Interest Rate: 3.99%-5.99%
Pre-payment penalty – based on loan product
