The Right Capital for Your Investment Needs

Whatever your building project, Aureus is here to help you turn your vision into a reality. With a depth of lending expertise and a strong national reach, we are able to provide professional real estate investors with customized, low-risk solutions at competitive interest rates. Not sure where to start or how best to meet your financing goals? Contact us today. We’ll take it from there.

BRIDGE LOANS

If you’re looking for quick and hassle-free access to capital to purchase or refinance properties, talk to us about whether a bridge loan may be right for you.

BRIDGE AND LOANS: AT A GLANCE

Purpose: Purchase or refinance + construction 

Term Length: Short term: 6–36 months

Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV

Loan Size: $50K–$15M

Interest Rate: 7%–12%

No prepayment penalties. Interest reserves depending on qualification.

 

FIX AND FLIP

Are you looking to rehab and resell a home? Our short-term fix and flip loans allow you to close quickly so you can undertake renovations promptly.

FIX AND FLIP: AT A GLANCE

Purpose: Purchase or refinance + construction 

Term Length: Short term: 6–36 months

Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV

Loan Size: $50K–$15M

Interest Rate: 6.99%-9.99%


No prepayment penalties. Interest reserves depending on qualification.

CASH-OUT REFINANCE

If you’re looking for liquidity to purchase another project, finish an existing project, or leverage equity in stabilized properties, talk to us about a cash-out refinance.

CASH-OUT REFINANCING: AT A GLANCE

Purpose: Refinance or refinance + rehab

Term Length: Short term or long term: 6 months to 30 years

Leverage: Up to 80% LTV

Loan Size: $50K-$15M

Interest Rate: 6.99%-9.99%

No prepayment penalties. Interest reserves depending on qualification.

 

BUILD-TO-RENT LOANS

Considering building single- or multiple-property homes (including subdivisions) specifically for renting to tenants? Talk to us about how we can customize a build-to-rent loan for you.

BUILD-TO-RENT LOANS : AT A GLANCE

Purpose: Ground-up construction of residential assets 

Term Length: 6–24 months

Leverage: Up to 90% LTC; up to 75% ARV

Loan Size: $100K–$15M

Interest Rate: 6.99%-9.99%

No prepayment penalties. Interest reserves depending on qualification.

GROUND-UP CONSTRUCTION

Our ground-up construction loans can be used to cover the cost of new construction, spec homes, or the addition of square footage or structures to an existing home or property.

GROUND-UP CONSTRUCTION: AT A GLANCE

Purpose: Lot purchase and build new or purchase; tear down and build new

Term Length: Short term: 6–24 months

Leverage: Up to 75% of purchase on entitled land; up to 90% LTC; up to 75% ARV

Loan Size: $100K–$15M

Interest Rate: 6.99%-9.99%

No prepayment penalties. Interest reserves depending on qualification.

 

ACCESSORY DWELLING UNIT (ADU)

We offer loans that allow you to add a detached living area—such as a garage apartment or guest house—to a dwelling, to maximize the income value of a property.

ADU: AT A GLANCE

Purpose: Purchase or refinance + construction

Term Length: 6-12 months

Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV

Interest Rate: 6.99%-9.99%

No prepayment penalties. Interest reserves depending on qualification.

 

30-YEAR RENTAL

Obtain long-term financing for an income property, allowing you to maximize cash flow or secure your investment portfolio in line with your long-term goals.

30-YEAR RENTAL (INTEREST ONLY): AT A GLANCE

Purpose: Purchase, refinance, or refinance with cash out

Term Length: 5/7/10 Year ARM with 30-year term

Leverage: Up to 80% LTV

Loan Size: $75K-$25M

Interest Rate: 3.99%-5.99%

Pre-payment penalty – based on loan product

30-YEAR RENTAL (FULLY AMORTIZED): AT A GLANCE

Purpose: Purchase, refinance, or refinance with cash out

Term Length: 30-year fixed rate and term

Leverage: Up to 80% LTV

Loan Size: $75K-$25M

Pre-payment penalty – based on loan product

MULTI-FAMILY

Looking to develop or rehab a multi-family property? Talk to us about our short-term and long-term financing options.

MULT-FAMILY: AT A GLANCE

Purpose: Purchase or refinance + construction/rehab, refinance, or refinance with cash out

Term Length: Short term or long term: 6 months to 30 years

Leverage: Up to 80% LTV

Loan Size: $75K-$25M

Interest Rate: 3.99%-5.99%

Pre-payment penalty – based on loan product