The Right Capital for Your Investment Needs

Whatever your building project, Aureus is here to help you turn your vision into a reality. With a depth of lending expertise and a strong national reach, we are able to provide professional real estate investors with customized, low-risk solutions at competitive interest rates. Not sure where to start or how best to meet your financing goals? Contact us today. We’ll take it from there.

BRIDGE LOANS

If you’re looking for quick and hassle-free access to capital to purchase or refinance properties, talk to us about whether a bridge loan may be right for you.

BRIDGE AND LOANS: Single Family (1-4 Units)

Purpose: Purchase, Rate/Term, Cash Out

Term Length: 12 – 24 months

Leverage: Up to 90% LTC; up to 75% LTV; up to 70% ARV

Loan Size: $100K–$3M

Interest Rate: Starting at 9.5%

 

BRIDGE MULTI-FAMILY
MIXED USE

BRIDGE MULTI-FAMILY

Purpose: Purchase, Rate/Term, Cash Out

Term Length: 18-24 months

Leverage: Up to 90% LTC; up to 75% LTV; up to 70% ARV

Loan Size: $250K–$3M

Interest Rate: Starting at 9.5%

 

GROUND-UP CONSTRUCTION

Our ground-up construction loans can be used to cover the cost of new construction, spec homes, or the addition of square footage or structures to an existing home or property.

GROUND-UP CONSTRUCTION

Purpose: Ready to build or scratch & build – Purchase, Rate/Term, Cash Out

Term Length: 18–24 months

Leverage: Max construction LTC 100%, up to 90% Total LTC; up to 75% ARV

Loan Size: $100K–$3M

Interest Rate: Starting at 9.875%

 

TERM

Obtain long-term financing for an income property, allowing you to maximize cash flow or secure your investment portfolio in line with your long-term goals.

SFR TERM

Purpose:

Purchase – Rate/Term – Cash Out

Min PITIA DSCR 1.00 / Min NCF DSCR based on Geolocation (1.20-1.40)
Delayed Purchase:
(owned free and clear within 180 days of acquisition)

Terms Available: 

30-year 5/6 ARM (Adjustable-Rate Mortgage)
30-year 7/6 ARM (Adjustable-Rate Mortgage)
30-year 10/6 ARM (Adjustable-Rate Mortgage)
30-year FRM (Fixed Rate Mortgage) –
Only for < $1.5M loan amount for 1 unit or
 < $2M loan amount for 2+ units

Leverage: Up to 80% LTV

Loan Size: $75K-$3M

Interest Rate: Starting at 6.15%

 

 

MULTI-FAMILY & MIXED USE

Purpose:

Purchase – Rate/Term – Cash Out

Min PITIA DSCR 1.00 / Min NCF DSCR based on Geolocation (1.20-1.40)
Delayed Purchase:
(owned free and clear within 180 days of acquisition)

Term Length:

30-year 5/6 ARM (Adjustable-Rate Mortgage)
30-year 7/6 ARM (Adjustable-Rate Mortgage)
30-year 10/6 ARM (Adjustable-Rate Mortgage)
30-year FRM (Fixed Rate Mortgage) –
Only for < $1.5M loan amount for 1 unit or
 < $2M loan amount for 2+ units

Leverage: Up to 80% LTV

Loan Size: $250K-$3M