The Right Capital for Your Investment Needs
Whatever your building project, Aureus is here to help you turn your vision into a reality. With a depth of lending expertise and a strong national reach, we are able to provide professional real estate investors with customized, low-risk solutions at competitive interest rates. Not sure where to start or how best to meet your financing goals? Contact us today. We’ll take it from there.
BRIDGE LOANS
If you’re looking for quick and hassle-free access to capital to purchase or refinance properties, talk to us about whether a bridge loan may be right for you.
BRIDGE AND LOANS: Single Family (1-4 Units)
Purpose: Purchase, Rate/Term, Cash Out
Term Length: 12 – 24 months
Leverage: Up to 90% LTC; up to 75% LTV; up to 70% ARV
Loan Size: $100K–$3M
Interest Rate: Starting at 9.5%
BRIDGE MULTI-FAMILY
MIXED USE
BRIDGE MULTI-FAMILY
Purpose: Purchase, Rate/Term, Cash Out
Term Length: 18-24 months
Leverage: Up to 90% LTC; up to 75% LTV; up to 70% ARV
Loan Size: $250K–$3M
Interest Rate: Starting at 9.5%
GROUND-UP CONSTRUCTION
Our ground-up construction loans can be used to cover the cost of new construction, spec homes, or the addition of square footage or structures to an existing home or property.
GROUND-UP CONSTRUCTION
Purpose: Ready to build or scratch & build – Purchase, Rate/Term, Cash Out
Term Length: 18–24 months
Leverage: Max construction LTC 100%, up to 90% Total LTC; up to 75% ARV
Loan Size: $100K–$3M
Interest Rate: Starting at 9.875%
TERM
Obtain long-term financing for an income property, allowing you to maximize cash flow or secure your investment portfolio in line with your long-term goals.
SFR TERM
Purpose:
Purchase – Rate/Term – Cash Out
Min PITIA DSCR 1.00 / Min NCF DSCR based on Geolocation (1.20-1.40)
Delayed Purchase:
(owned free and clear within 180 days of acquisition)
Terms Available:
30-year 5/6 ARM (Adjustable-Rate Mortgage)
30-year 7/6 ARM (Adjustable-Rate Mortgage)
30-year 10/6 ARM (Adjustable-Rate Mortgage)
30-year FRM (Fixed Rate Mortgage) –
Only for < $1.5M loan amount for 1 unit or
< $2M loan amount for 2+ units
Leverage: Up to 80% LTV
Loan Size: $75K-$3M
Interest Rate: Starting at 6.15%
MULTI-FAMILY & MIXED USE
Purpose:
Purchase – Rate/Term – Cash Out
Min PITIA DSCR 1.00 / Min NCF DSCR based on Geolocation (1.20-1.40)
Delayed Purchase:
(owned free and clear within 180 days of acquisition)
Term Length:
30-year 5/6 ARM (Adjustable-Rate Mortgage)
30-year 7/6 ARM (Adjustable-Rate Mortgage)
30-year 10/6 ARM (Adjustable-Rate Mortgage)
30-year FRM (Fixed Rate Mortgage) –
Only for < $1.5M loan amount for 1 unit or
< $2M loan amount for 2+ units
Leverage: Up to 80% LTV
Loan Size: $250K-$3M
